German Altersvorsorgedepot calculator
Estimate the potential long-term value, contributions, subsidies, costs and purchasing power of Germany's planned retirement investment account.
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What is an Altersvorsorgedepot?
The Altersvorsorgedepot is a planned tax-advantaged private retirement account in Germany. Unlike traditional guarantee-based products, it is intended to permit eligible capital-market investments without a mandatory capital guarantee. This creates return potential as well as a risk of loss.
How this calculator works
The estimate compounds an assumed annual return, deducts ongoing costs, adds modelled contribution-based subsidies and adjusts the final amount for inflation. It does not model personal income-tax effects or taxes during retirement.
This estimate is for information only and is not financial, tax or investment advice. Rules and actual investment performance may differ from the assumptions shown.